Tips to avoid home repair fraud

fraud Tips to avoid home repair fraud

Indicators of Home Repair Fraud
A salesperson, with no local connections, comes to your door and offers to do home repair work for substantially less than market price.
A salesperson coming to your door saying you need siding, storm windows, or other home improvement. The salesperson also wants you to sign a contract on the spot. The signing of this type of contract may mean hidden finance charges or a lien placed on the home.
A worker comes to your door and tells your roof (driveway, chimney or furnace) has a problem. He claims he has extra material from a job and can do this job at cost. If the work ends up getting done at all, it will probably be incomplete, poorly done or overpriced.
A contractor comes to your home and offers to inspect the home for free. There is probably a catch to this offer.
A contractor comes to your home and has a business card which doesn’t include an address.
A contractor who insists on a cash deposit or full payment.

Avoiding Home Repair Fraud
Never let a door-to-door sales or repair person inspect any part of your property. Ask for identification and phone their office to verify who they are.
Make sure your home really needs repairs.
Get at least 3 estimates in writing.
Get a list of references and check them out.
Do not contract to have the work done immediately.
Do not sign a contract that has blanks. Have a friend, relative or attorney look over the contract.
Do not sign a completion certificate until the work is complete.
Do not make final payment unless you are satisfied with the work and the contractor has paid all sub-contractors. Get lien waivers.

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